A long black skirt is a wardrobe basic, especially if you work in a formal environment. The length of this skirt from Debenhams is perfect if you're petite, but always try on to be sure. In this set I've paired it with a gold/mustard yellow jumper, but a long sleeve t-shirt would be better if you find this too hot. Layer underneath a short-sleeved brown tabbard and finish off with a black hijab, smart handbag and boots: